Integra Credit Blog

The Easiest Ways to Borrow Money

It’s common for people to need more money than they have saved to purchase a home, car, pay tuition, or repair their homes. They may also need an emergency loan if they are running short on funds until the next paycheck.

There are many options for borrowing money, and each one has its benefits and drawbacks. Understanding how to borrow money can help consumers make good decisions.

Read More >
What Is A NSF Fee?

While most people have heard of overdraft fees, they might not know what an NSF fee is. NSF stands for “non-sufficient funds”. NSF Fees and overdraft fees are different. We have compiled information to explain what the term ‘non-sufficient funds’ mean, how much NSF fees typically cost, the difference between non-sufficient funds and overdrafts, and how to avoid unnecessary bank fees.

Read More >
How Long Does Direct Deposit Take for Loans?

The days of paper checks, physically walking into a bank, and deposit slips are long gone — for most of us. Instead, we are living in the days of digital banking. And to save you time and money, lenders use direct deposit for funding for funding loans.

By leveraging direct deposit, they can shave days or even weeks off the process of you receiving your loan proceeds. While direct deposit is widely used throughout all industries, there is still a bit of confusion over how it works and its expectations.

To provide clarity, we've created a quick guide to direct deposit for loans. Let's take a closer look.

Read More >
What Is Annual Percentage Rate (APR)?

You know the letters and expect to see them when comparing personal loans, credit cards, secured loans, and lines of credit. When considering borrowing money, APR is one measure that allows you to compare the cost of different products.

Read More >
Why is Financial Literacy Important?

Financial literacy can impact a person’s daily life in many ways. Where they live, what vehicle they drive, and when they can retire all hinge on how a person manages their finances.

Everyone should take time to understand their situation and how they can work to improve their financial health. Where should they begin? We will discuss what financial literacy is, why it is important, and how to leverage this knowledge.

Read More >
How Title Loans Work

If a person owns a vehicle and needs access to funds, a title loan may be one of the options they consider. As with any financial decision, consumers should research how a loan works, its terms, and the requirements for paying back the debt. This article explains what title loans are, how they work, their advantages, the drawbacks, and the other options available for consumers seeking cash.

Read More >
What Is an Emergency Loan?

Your car breaks down. You have an unexpected medical bill. A storm causes damage to your house that is not covered by insurance. A beloved pet becomes ill. You have a serious toothache or other urgent personal needs. These are examples of things that may create the need for an emergency loan.

This guide will help you understand more about emergency loans, the types of emergency loans available, and how to get an emergency loan.

Read More >
Direct Deposit Loans: Is the Cash Worth the Cost?

A person can have the best budget in place, and then life happens. They get sick, their car breaks down, their hours get cut at work, or a kitchen appliance needs replacing.

In a perfect world, everyone would have a large savings they could pull from during emergencies. For most people though, that’s not the reality. Chances are good that an unexpected expense arises, most people won’t have the funds to cover it.

Read More >
Government Hardship Grants to Provide You with Fast Cash

The federal government offers a range of grants to help individuals and families. Many people may need extra help paying energy bills, such as electricity bills, college-related expenses, or healthcare. There are a number of government hardship grants that provide fast cash. These grants can provide you peace of mind that you are able to pay for food, utility bills, housing, and other daily expenses.

Read More >

Apply Quickly & Securely

Apply Quickly
& Securely

Fast, short and
secure application
Virtually instant
approval decision
Choose how much
cash you need
Money in your account
as early as tomorrow*