Frequently Asked Questions - Integra Credit

An installment loan has a fixed number of equal payments over an agreed upon amount of time. For example, a home mortgage is a type of installment loan.
Annual Percentage Rate or APR is a standardized measure used to express the cost of a loan for a whole year. This rate takes into consideration interest owed and any fees a customer will pay as a result of taking out the loan.
Installment loans are most often used to cover unexpected expenses. For example, car repairs or hospital bills. Installment loans can also be used to consolidate debt or pay off credit card debt. In addition, they can be used to cover a one time expense, like a down payment for a car or home improvement project.
At Integra Credit, protecting your privacy is of our highest concern. Please see our privacy policy for more information.
Funds for loan agreements fully executed by 8pm CT on business days and 3:30pm CT on Sundays are typically sent the next business day. Check with your financial institution's funds availability policy to learn when it will provide you with access to the funds.
The minimum qualifications to apply are that you must be at least the minimum legal age to contract in your state of residence, have a valid bank account, have a valid email address, and be a resident of the United States. For more information on which states we service please see our Rates and Terms page.
Integra Credit Installment Loans have a maximum amount of $3,000 depending on the laws within a state. For more information on the maximum loan about by state please refer our Rates and Terms page.
When you apply for an Integra Credit loan, Integra Credit will pull your credit report in order to determine what lending products you may qualify for. This inquiry will not impact your FICO® credit score.

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