Checking your loan options does not affect your credit score.
If you have any questions, please reach out to one of our knowledgeable representatives at 855-345-5550.
Money When You Need It Most.
In life, your circumstances can change quickly and expenses can come up unexpectedly. Integra Credit can provide you with the cash you need.
More Than A Score.
At Integra Credit you're more than just a credit score. When making a lending decision we will consider more than your credit score. Even if you have had bad credit in the past or limited credit history, you may still qualify.
Improve Your Credit Record.
A bad credit rating is not permanent. By making on-time monthly payments with Integra Credit you can improve your credit score.
Here are a few easy ways you can help improve a bad credit score
Always make on-time payments.
The most common reason for a bad credit score is late or missed payments. Avoid this by paying your bills and credit commitments on or before their due date.
Check your score for accuracy.
Often times Americans find there are unresolved errors on their credit reports. To improve a bad credit score you should resolve these errors with the credit bureau.
Develop a Thoughtful Strategy.
You need to utilize credit responsibly to build up a bad credit score. Opening many credit accounts or closing off all available credit will have a negative impact on your score.
Give It Time.
The length of time you have credit impacts your score. You will experience a positive effect on your credit score the longer you have lines of credit open.