Integra Credit Rates and Terms in New Mexico
Actual rates and terms vary based on loan amount, discount usage, information provided in your application and a number of other factors. Please carefully review your loan agreement for the annual percentage rate (APR) and other terms applicable to your loan.
Loan Amount
Loan Details (APR)
Loan Duration
For example, a $1,200 loan that is repayable in 12 monthly payments of $214.61 will have an APR of 173.1619%.
If a payment is not paid in full within ten (10) days after its scheduled due date, you will be charged $10 or 5% of the unpaid payment, whichever is less.
Disclaimers
- APR is calculated based on all installment periods being of equal length.
- There are no pre-payment penalties for making additional payments or paying off early.
LOAN RATES AND FEES
BELOW IS GENERAL INFORMATION REGARDING ALL RATES AND FEES THAT WILL ASSIST YOU IN MAKING YOUR LOAN DECISION. IF YOU HAVE ANY QUESTIONS, OR WOULD LIKE MORE INFORMATION, PLEASE ASK. MAKE CERTAIN THE QUESTIONS THAT YOU ASK ARE ANSWERED. MAKE CERTAIN YOU UNDERSTAND THE TERMS AND COSTS OF YOUR LOAN.
ANNUAL PERCENTAGE RATE (APR)
The cost of your credit as a yearly rate. APR is a combination of the interest rate plus the fees charged on your loan. APR is higher than the interest rate because it includes both fees and interest as finance charges.
Your actual terms and the Annual Percentage Rate (APR) will be determined at the time your application is submitted and will be based upon your application and credit information. Not all applicants will qualify for the lowest rate.
Under New Mexico law, the APR for a loan in an amount of $5,000 or less made pursuant to the Small Loan Act of 1955 or the Bank Installment Loan Act of 1959 cannot exceed one hundred and seventy-five percent, effective January 1 2018.
FEESA list of all additional fees that you may be charged. |
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|---|---|
| Payment Late Fee | $10 or 5% of the unpaid payment, whichever is less. |
TO REPORT A PROBLEM OR COMPLAINT WITH THIS LENDER, YOU MAY WRITE OR CALL:
- Director of Contact Center Operations
- 120 S. LaSalle Street
- Suite 1600
- Chicago IL, 60603
- (855) 345-5550
- Complaints@integracredit.com
This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504.
To report any unresolved problems or complaints, contact the Division by telephone at (505) 476-4885 or visit the website http://rld.state.nm.us/financialinstitutions/.
More Information
Compliance with New Mexico Regulations
We are proud to be a trusted licensed lender operating in compliance with the laws of New Mexico.
Contact Integra Credit
Phone Number:
855-345-5550
Fax Number:
312-229-8877
Hours of Operation
Monday-Friday: 8:00AM - 8:00PM CT
Saturday: 9:00AM - 6:00PM CT
Email:
support@integracredit.com