Integra Credit Personal Loans in New Mexico
Integra Credit no longer offers personal installment loans to New Mexico residents. Personal installment loans currently outstanding continue to be governed by the terms and conditions currently in effect.
Actual rates and terms vary based on loan amount, discount usage, information provided in your application and a number of other factors. Please carefully review your loan agreement for the annual percentage rate (APR) and other terms applicable to your loan.
Loan Amount
Loan Details (APR)
Loan Duration
For example, a $1,200 loan that is repayable in 12 monthly payments of $214.61 will have an APR of 173.1619%.
If a payment is not paid in full within ten (10) days after its scheduled due date, you will be charged $10 or 5% of the unpaid payment, whichever is less.
BELOW IS GENERAL INFORMATION REGARDING ALL RATES AND FEES THAT WILL ASSIST YOU IN MAKING YOUR LOAN DECISION. IF YOU HAVE ANY QUESTIONS, OR WOULD LIKE MORE INFORMATION, PLEASE ASK. MAKE CERTAIN THE QUESTIONS THAT YOU ASK ARE ANSWERED. MAKE CERTAIN YOU UNDERSTAND THE TERMS AND COSTS OF YOUR LOAN.
The cost of your credit as a yearly rate. APR is a combination of the interest rate plus the fees charged on your loan. APR is higher than the interest rate because it includes both fees and interest as finance charges.
Your actual terms and the Annual Percentage Rate (APR) will be determined at the time your application is submitted and will be based upon your application and credit information. Not all applicants will qualify for the lowest rate.
The calculation of APR is mandated pursuant to Federal Law (12 CFR Part 1026 – Truth in Lending Act (“TIL-APR”)). It is intended to provide a single value for a consumer to compare the cost of credit between one lender and another. Under New Mexico law, an additional type of annual percentage rate (“NM-APR”) must be disclosed, which may include additional charges that are not included in the TIL-APR. The NM-APR for a loan in an amount of more than $500 and up to $10,000 made pursuant to the Small Loan Act of 1955 or the Bank Installment Loan Act of 1959 cannot exceed thirty-six percent. The NM-APR for a loan in an amount of $500 or less made pursuant to the Small Loan Act of 1955 or the Bank Installment Loan Act of 1959 cannot exceed thirty-six percent plus a fee that shall not exceed five percent of the total principal of the loan and shall not be imposed on any borrower more than once per twelve-month period.
FEESA list of all additional fees that you may be charged. |
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| Payment Late Fee | $10 or 5% of the unpaid payment, whichever is less. |
TO REPORT A PROBLEM OR COMPLAINT WITH THIS LENDER, YOU MAY WRITE OR CALL:
This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504.
To report any unresolved problems or complaints, contact the Division by telephone at (505) 476-4885 or visit the website https://www.rld.nm.gov/financial-institutions/.
855-345-5550
support@integracredit.com
312-229-8877
Monday-Friday: 8:00AM - 8:00PM CT
Saturday: 9:00AM - 6:00PM CT
TO REPORT A PROBLEM OR COMPLAINT WITH THIS LENDER, YOU MAY WRITE OR CALL ARTHUR TRETYAK, CEO, INTEGRA CREDIT, 120 S. LASALLE ST., SUITE 1600, CHICAGO, IL 60603 855-345-5550 OR SUPPORT@INTEGRACREDIT.COM.
This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504 To report any unresolved problems or complaints, contact the division by telephone at (505)476-4885 or visit the website at https://www.rld.nm.gov/financial-institutions/.