Integra Credit Rates and Terms in Mississippi
Actual rates and terms vary based on loan amount, discount usage, information provided in your application and a number of other factors. Please carefully review your loan agreement for the annual percentage rate (APR) and other terms applicable to your loan.
Beginning on June 18, 2024, all Integra Credit branded loans offered to Mississippi residents will be made by Capital Community Bank, a Utah chartered bank, located in Provo, Utah, Member FDIC. If you received a loan from Integra Credit Three, LLC prior to June 18, 2024, your loan will continue to be governed by the terms and conditions set forth in your loan agreement.
The below reflects the rates and terms offered by Capital Community Bank as of June 18, 2024.
Loan Amount
$500 to $3,000
Loan Details (APR)
159% to 249%
Loan Duration
12 to 21 Months
For example, a $1,700 loan that is repayable in 19 monthly payments of $294.04 will have an APR of 187.4216%.
If a payment is not paid in full within ten (10) days after its scheduled due date, you will be charged a late fee of $15.
Compliance with Mississippi Regulations
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