Checking your loan options does not affect your credit score.
If you have any questions, please reach out to one of our knowledgeable representatives at 855-345-5550.
Safe and Secure.
No Wasted Time.
No waiting in line like traditional banks or storefront lenders. Integra Credit immediately processes your application online to provide you with a quick loan decision.
The payments and processing of our loans is clear and easy to understand. Each month you can make your minimum monthly payment or pay down your full balance.
What are the minimum requirements for a quick loan approval from Integra Credit?
The minimum qualifications to apply are that you must be at least 18 years old, have a steady source of income, have a valid bank account, have a valid email address, and be a resident of the United States. For more information on which states we service please see our Rates and Terms page.
Why is receiving a fast loan decision important?
The need for emergency funds can come up unexpectedly and many Americans don't have the cash in their account to quickly cover a large expense. There's often a short period of time to avoid a bank overdraft fees or satisfy a payment due date. With Integra Credit you can receive the cash you need as fast as the next business day* and keep up to date on your finances.
Is it safe to use an online lender for a quick loan approval?
To ensure your loan application is processed quickly, have the following items ready when you start your application:
- Current Address Information
- Email Address
- Driver's License or State ID
- Bank Account Number
- Social Security Number