Integra Credit
Quick Loans

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Integra Credit: Quick Loans

At some point in life everyone runs into an unexpected financial situation where they could use some extra cash. While some can ask for a loan from a friend or family member, not all of us have the ability or desire to reach out to loved ones for help. In these circumstances, there are a few quick cash loan options that can provide the money you need.

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Check the rates on a personal loan today

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What is a Quick Cash Loan?

“Quick cash loan” is an umbrella term that can refer to several different types of loan products. The process of getting a quick cash loan is simple. You just need to fill out an application and wait for an approval decision. In many cases, borrowers can receive funds within a business day after they are approved*. Many other types of loans take several days to process, receive an approval decision, and deliver funds to the borrower.

Roughly 4 in 10 Americans have enough money saved to cover an unexpected expense of $1,000, a recent Bankrate study found. That means most Americans would need to borrow money if they found themselves in that situation. A few of the most common purposes for a personal loan are to pay for medical expenses, automotive repairs, funeral costs, moving costs, or other emergency expenses.

How Can I Get a Quick Cash Loan?

Applying for a quick cash loan is fast and simple. Borrowers can apply for loans online from the comfort of their own home. There is generally a three-step process for receiving a quick cash loan. First, complete a loan application with the lender. Some lenders have a quick and simple online application process. Next, the lender will provide an approval decision. Lastly, the borrower should review and sign a loan agreement. We will elaborate on the process below.

The first step to receive a quick cash loan is to complete an application. Lenders will request personal information during the application process, such as the borrower’s social security number and current individual income.

A borrower can quickly receive an approval decision after completing an online application. Many consumers find the online quick cash loan application process to be easier than requesting a loan in-person from a storefront.

After an approval decision is provided, the borrower should review and sign their loan agreement. Consumers should be sure to carefully look over their loan agreements and assess their options before moving forward. Take note of the repayment period, and interest rate offered to decide whether you will be able to repay the borrowed funds.

Different Types of Quick Cash Advance Loans

Earlier, we mentioned that “quick cash loan” is an umbrella term that refers to several different types of loan products. These can include quick payday loans, personal installment loans, auto title loans, and pawn shop loans. Below, we will cover two of the most popular types of quick cash loans: quick payday and personal installment loans.
A person reading about quick payday loans from their tablet

Quick Payday Loans

The defining aspect of a quick payday loan is the loan repayment term. Payday loans are typically paid back by borrowers on the next paydate. These loans are generally unsecured, so the borrower does not need to put up any collateral. Another item to consider when applying for a payday loan is their interest rate. Payday loans typically come at a high interest rate to the borrower. As in any situation, when you are considering borrowing money, you should review your options carefully before accepting a quick payday, and always be sure of your ability to repay borrowed funds by or before the repayment due dates.
A person calculating payments for their personal installment loans

Personal Installment Loans

Personal installment loans serve as a convenient financial product for consumers. These loans can be used for many different personal situations such as an unexpected expense or consolidating existing debt. Personal installment loans can offer lower payments than other alternatives on the market today!

Apply Quickly & Securely

Apply Quickly
& Securely

Fast, short and
secure application

Virtually instant
approval decision

Choose how much
cash you need

Money in your account
as early as tomorrow*

A small bag of money representing a quick cash loan

Where to Get a Loan Quick

Considering borrowing money via a quick cash loan? You can complete an easy online application in minutes and receive an approval decision virtually instantly with Integra Credit. Most customers receive their approval decision within seconds and funds can be delivered as soon as the next business day*.

Move forward with Integra Credit

Apply quickly and securely

  • Complete a quick online application.
  • Receive approval instantly.
  • Review and sign the agreement.
  • Get cash directly into your bank account.

You have Options

  • Pay only the minimum amount due or choose to pay more to repay your balance faster.
  • No pre-payment penalties.
Apply Today

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