Rev. 07/2018
FACTS
WHAT DOES INTEGRA CREDIT
DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social security number and checking account information
  • Income and payment history
  • Credit history, credit scores and employment information
How?
All financial companies need to share personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Integra Credit chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Integra Credit share? Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes— to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes— information about your transactions and experiences Yes No
For our affiliates’ everyday business purposes— information about your creditworthiness Yes Yes
For our affiliates to market to you Yes Yes
For non-affiliates to market to you Yes Yes
To limit our sharing
  • Call 855-345-5550
  • Visit us online: www.integracredit.com

Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?
Call 855-345-5550 or go to www.integracredit.com
Who are we
Who is providing this notice? Our affiliates include financial companies such as Deinde Financial, LLC; Deinde Group, LLC; Deinde Online Services, LLC; Integra Credit Fund Alpha, LLC, Integra Credit One, LLC; Integra Credit Two, LLC; Integra Credit Three, LLC; Integra Credit Four, LLC; Integra Credit Five, LLC; Integra Credit Six, LLC; Integra Credit Seven, LLC; Integra Credit Eight, LLC and any other Integra Credit provider.
What we do
How does Integra Credit protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Integra Credit collect my personal information?

We collect your personal information, for example, when you

  • Apply for a loan or give us your income information
  • Open an account or provide employment information
  • Provide account information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else? You choices will apply to everyone on your account.
Definitions
Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • Our affiliates include financial companies such as Deinde Online Services, LLC, Deinde Financial, LLC, and Integra Credit One, LLC.
Non-affiliates Companies not related by common ownership or control. They can be financial and non-financial companies.
  • Non-affiliates we share with may include financial service providers, non-financial companies, such as direct marketers, and other businesses.
Joint marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • Our joint marketers may include financial service providers, non-financial companies, and other businesses.
Other important information
Notice to California Residents.

Under California law, we will not share information we collect about you with companies outside of Integra and Deinde, unless the law allows. For example, we may share information with your consent or to service your account. We will limit sharing to the extent required by California law.